J P Financial Mortgage Brokers advise on a wide range of mortgages, life insurance policies and secured loans. Click on the contact us link and enter your details for a free consultation today, or call 01202 512340 and speak to us now.


Buy To Let Remortgage

Buy To Let Remortgage

BTL Remortgages

Buy To Let Remortgage Deals

If you currently own a btl property or have a buy to let portfolio it is always worth checking to see if you can get a better buy to let mortgage rate.

Currently there are a number of buy to let lenders offering competitive remortgage deals. Criteria for a buy to let remortgage is slightly different from a residential mortgage.

There are 2 main points to consider when looking for a new deal

  • Rental income must be at least 125% of the monthly mortgage payment, i,e if the mortgage is £100 a month then you would need to attain a rental income of £125 a month.
  • To access the best buy to let mortgage rates a loan to value of 75% or better is required. However we do have access to specialist buy to let lenders who provide mortgage finance at 80% and 85%

    Buy to let remortgage deals are available for both employed and self employed, some lenders do not require a minimum income level as long as the property is self financing.

    Lenders criteria for both loan to value and rental income calculations can fluctuate.

    For more detailed information on the best buy to let remortgage rates in the U K enter your details in the form below for your free mortgage consultation. Or call 01202 512340 lines open 9am - 7pm Monday to Saturday and speak to a mortgage advisor today.


    Enquiry Form

    Millions of people are realising they could save money by looking at the whole mortgage market for the best deal. Mortgage lenders really want your business so why not spend a moment filling in this form, and one of our advisors will contact you within the hour.


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